In times of downturn more and more people find great financial advice. To be a Financial Adviser and also have the ability to give clients advice on all of their financial needs like pension planning, investment advice and wealth management, you all have to be qualified. Now there are lots of companies offering financial services classes to let you become a fully qualified Mortgage Broker, Insurance Broker, Business Protection Adviser, and Equity Release specialist, Financial Adviser or Independent Financial Adviser, so select your training company attentively. Do not just choose on the basis of cost, but look closely at their credentials.

Primarily are they FSA registered? You want to ensure your training is Delivered by somebody recognised and regulated by the industry. Does the firm have a body of coaches rather than just one? You do not need to undergo a scenario that the course you have looked forward to has been cancelled because the coach is off sick. Can they provide you with a full assortment of courses? You need continuity of instruction as you progress from one qualification to the next by Eduardo Gonzalez. Do they have a successful history? You will need to find an organisation that not only has experience of training, but is effective at what it does. Do they provide free training days so that you can see what is involved before you commit yourself to this career? Only if the business satisfies these standards is it worth looking at the business further.

Investors are interested in the financial commitment made by the Company promoter such as they may decide to match the amount of funds spent by the promoter. This may be your own or from outside sources. Equity investors receive Shares in the company in exchange for their investment. In determining how much of an equity stake to offer you an investor one has to consider the issues surrounding control of the enterprise. Along with voting rights that the percentage share held also can have tax consequences.

Although flexibility in discussions is important it is very important you know the proportion of shares you are willing to relinquish. On reviewing your business plan the investor will also have a minimum quantity of voting rights in mind.  It is again possible to have your personal or debt to finance the business. Your ability to raise external debt will mostly depend on the Investor’s perception of your business’s ability to repay debt. The cost of the borrowings will be connected to the perceived degree of danger, the length of Time and the prices offered by other investment opportunities on the market at that point in time. Banks in particular have ratios to assess the repayment Capacity of the company based on cash flow and profitability.